• Federal Employees Retirement & Benefits Podcast by CD Financial

  • By: Charles Dzama
  • Podcast

Federal Employees Retirement & Benefits Podcast by CD Financial

By: Charles Dzama
  • Summary

  • The objective of this podcast is to educate and enlighten you about your federal benefits and to guide you in creating a well-formed retirement income plan.

    Schedule your complimentary 15-minute phone call today! https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

    © 2025 Federal Employees Retirement & Benefits Podcast by CD Financial
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Episodes
  • Mandatory Roth TSP Contributions for Incomes Over 145k in 2025
    Jan 14 2025

    You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

    “Financial security means ensuring we have enough savings and income to support ourselves throughout retirement.”

    Chapters
    0:00 – The New TSP Catch-Up Rule Explained
    0:28 – Why Paying Taxes Now Might Benefit You Later
    1:34 – Evaluating Your Retirement Goals
    1:49 – Action Steps to Map Your Future Income

    Connect with CD Financial for More Insights:

    Twitter: /CDFinancial_LLC
    Instagram: /CDfinancial.llc
    Facebook: /CDFinancialLLC
    LinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/
    Subscribe and Stay Updated: Don’t miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.

    Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

    #RetirementPlanning #401K #FinancialAdvice #InvestmentStrategy #podcast #FedsMaking145KYr #CDFinancial

    Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
    Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

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    2 mins
  • What 2024 Taught Us About The Future
    Jan 9 2025

    Chapters
    0:00 – Reflecting on 2024 Achievements
    0:42 – Ep 1 Building a Stable Financial Foundation
    1:22 – Ep 2 Quality in ingredients
    1:41 – Ep 5 How long do you have to be married to someone Benefits
    2:10 – Ep 8 Understanding the Power of a Roth IRA
    2:35 – Ep 9 Not Having Enough in Retirement
    4:25 – Ep 10 Strategic Debt Management in Retirement
    7:39 – Ep 11 Asset Allocation & Diversification
    9:11 – Ep 12 Federal Employee Retirement System (FERS) Phased
    9:57 – Ep 13 Dying While Employed VS Dying in Retirement Beneficiary Benefits
    11:49 – Ep 16 Geoarbitrage & Relocating for Retirement
    20:17 – Ep 17 Crafting a Written Retirement Plan
    24:36 – Ep 18 Beneficiaries for Single Federal Employees
    26:35 – Ep 19 Tax Planning
    28:40 – Ep 20 Interest Rates Increase Affects
    31:03 – Ep 21 How much Do You cost?
    33:58 – Ep 22 Fiscal Policy Post-Elections
    37:28 – Ep 23 TSP I-Fund
    40:24 – Ep 24 Medicare Cost & Coverage
    42:50 – Ep 25 Feds Medicare Pros & Cons
    44:00 – Ep 26 Buy Back Military Time
    46:56 – Ep 27 Survivor Benefits
    49:39 – Ep 28 Inherited IRAs Limitations
    52:02 – Ep 29 What Are RMD's?
    53:29 – Ep 30 TSP & 401k in a Changing Economy
    55:50 – Ep 31 DOGE Musk and Ramaswamy FEDS Don't Stress
    57:42 – Ep 32 Final Thoughts & Looking Ahead

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    58 mins
  • Federal Employees Face Mandatory Return to Office in 2025
    Dec 31 2024

    You don’t need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

    "Now’s the time to realize that a proper plan allows you to retire confidently while maintaining—or even increasing—your standard of living."

    Connect with CD Financial for More Insights:
    Twitter: /CDFinancial_LLC
    Instagram: /CDfinancial.llc
    Facebook: /CDFinancialLLC
    LinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/
    Subscribe and Stay Updated: Don’t miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.

    Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call

    #RetirementPlanning #OpenSeason2024 #FEHB #FederalEmployees #HealthInsurance #Podcast #FinancialWellness #CDFinancial #HealthMeetsWealth #InsuranceComparison

    Advisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.
    Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.

    Support the show

    Show more Show less
    2 mins

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