Episodes

  • 1: Money Mechanics Trailer

    1: Money Mechanics Trailer
    Oct 2 2024
    Welcome to Money Mechanics, the podcast where we demystify money and empower you to take control of your financial future! Hosted by Sarah Poynton-Ryan, investor, entrepreneur, and money educator, this show is designed to break down everything from personal finance fundamentals to advanced investing strategies. Whether you're recovering from debt, looking to stabilise your income, or just starting to invest, Money Mechanics will give you the tools and confidence to make your money work for you. Tune in for actionable tips, candid conversations, and expert insights to help you engineer a life of financial freedom.
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    Less than 1 minute
  • 1: Episode 1: Welcome To The Money Mechanics Podcast - Let's Normalise The Conversation

    1: Episode 1: Welcome To The Money Mechanics Podcast - Let's Normalise The Conversation
    Oct 8 2024
    Welcome to the Money Mechanics Podcast with your host, Sarah Poynton-Ryan! In this very first episode, Sarah shares her personal journey from being £60,000 in debt to mastering money and investing. She opens up about the lessons she learned the hard way and how understanding money can radically transform your life. This podcast is all about normalising the conversation around money—covering the fundamentals of personal finance, debt recovery, building stable income, and the steps to begin investing.

    Sarah talks candidly about:

    • Her own experience of debt and poor money management
    • The negative stigma around money and how it impacts our financial decisions
    • Why society doesn’t teach us about financial literacy and how this keeps us stuck
    • The importance of understanding credit cards and the true cost of debt
    • What this podcast will cover: money mindset, debt recovery strategies, smart money management, and how to start investing—even if you're starting with as little as £10
    Key Takeaways:

    • Money isn't inherently negative—it's a tool that, when managed well, can change your life.
    • You don’t need to be rich to start investing. Investing is what makes you rich.
    • Changing your financial future starts with discipline and a willingness to do things differently.
    Links & Resources:

    • Follow Sarah on YouTube: Subscribe here
    • Get Sarah’s book "Money Mechanics": Link to buy
    Follow & Connect:

    • Instagram: @SarahPoyntonRyan or @Moneymechanics.global
    • LinkedIN: Sarah Poynton
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    11 mins
  • 2: Episode 2: The Money Momentum Method: Build an Emergency Fund, Clear Debt, and Start Investing

    2: Episode 2: The Money Momentum Method: Build an Emergency Fund, Clear Debt, and Start Investing
    Oct 8 2024
    In this episode of Money Mechanics, host Sarah Poynton-Ryan shares the Money Momentum Method — a powerful, step-by-step approach to taking control of your finances. Learn how to prioritise building an emergency fund, tackle high-interest debt, and start investing with confidence, even if you're just starting out. Sarah offers practical, actionable advice for those wanting to achieve financial freedom, starting with small steps that lead to big changes. Whether you’re recovering from debt or planning your first investment, this episode will show you how to create lasting momentum with your money.

    Key Topics:

    • The Money Momentum Method
    • How to build a 1-3 month emergency fund
    • Clearing high-interest debt (over 7%)
    • Investing for beginners with small amounts
    • The importance of consistency and automation in personal finance
    If you're ready to make your money work for you, hit play and start building your financial future!

    Links & Resources:

    • Follow Sarah on YouTube: Subscribe here
    • Get Sarah’s book "Money Mechanics": Link to buy
    Follow & Connect:

    • Instagram: @SarahPoyntonRyan or @Moneymechanics.global
    • LinkedIN: Sarah Poynton

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    20 mins
  • 3: Episode 3: How to Build Your Emergency Fund – £10 a Day Challenge

    3: Episode 3: How to Build Your Emergency Fund – £10 a Day Challenge
    Oct 15 2024
    In this episode of Money Mechanics, Sarah Poynton-Ryan shares practical, actionable tips on how to build your emergency fund by saving just £10 a day. Learn how small daily savings can add up to big results over time and set you on the path toward financial stability. Sarah explains how you can get started even if money is tight, offering ideas for generating extra income without needing to start a full-time business.

    Key Takeaways:

    • The power of saving £10 a day to build an emergency fund over time
    • How saving small amounts can compound and grow into significant financial security
    • Practical income ideas like online surveys, selling stock photography, or pet sitting
    • Importance of consistency and discipline in financial planning
    Ways to Make £10 a Day:

    1. Do online surveys
    2. Sell stock photography
    3. Use your skills on platforms like Upwork or PeoplePerHour
    4. Pet sitting or dog walking
    5. Rent out your parking space
    6. Sell unwanted items at car boot sales or on Vinted
    7. Rent out a spare room in your home
    Resources Mentioned:

    • Buy a copy of Money Mechanics Book
    • FreeTrade Investment Platform
    • Upwork
    • PeoplePerHour
    • JustPark
    • Vinted
    Follow & Subscribe:

    • Follow Sarah on Instagram: Click here
    • Follow Money Mechanics On Instagram Money Mechanics Instagram Channel
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    20 mins