Pat and Jesse discuss the importance of having a plan in place as it relates to potential volatility in the stock market. They also answer listener questions from the mailbag.

Pat and Jesse review things you need to do at the end of the year financially to be ready for 2025, and they also answer listener questions from the mailbag.

Pat and Jesse revisit Social Security in the first portion of this show, then they go over a list of items that need to be addressed in putting a retirement plan together.

Pat and Jesse take a look at what to do financially before 2024 ends, then Melody joins Jesse to take a final look at Medicare before the open enrollment period ends December 7th.

In the first portion of the podcast, Pat and Jesse take a look at Social Security and its future, and what could happen if the trust fund would run out of money in the early 2030s. Then Jesse and Melody again visit Medicare and what to get done before Open Enrollment ends December 7th.

Pat and Jesse take a look ahead at what may happen now that Donald Trump has been re-elected to the presidency beginning in early 2025, especially as it concerns taxes.

Pat interviews his sister Michelle Couture, who recently took a trip to Guatemala on behalf of the Open Heavens Guatemala project and provides an update on their progress. Pat will lead a group of some two dozen volunteers on a mission trip there in early December. He and Jesse spend the second part of the show answering listener questions.

More and more Americans, according to a new survey, fell they aren't as well off in planning for retirement than their parents were. Pat and Jesse discuss the differences between planning today as opposed to past generations, some of the factors involved, and how to stay ahead as much as possible. Later, Melody joins them to discuss Medicare as the open enrollment period gets into its final month for 2024.