It’s a new year, and what better way to kick things off in 2025 than by revisiting your financial plan or creating your first one. We’ve seen huge fluctuations in inflation, interest rates, and market swings in recent years, and having a plan is the best way to be prepared for when things change.

Most people spend their working years grinding, saving, and looking forward to their retirement date. But when the moment actually arrives, many of them wind up feeling unprepared for what they’ll do with all the extra time and financial freedom.

In this episode, SHP Financial’s Matthew Peck and Keith Ellis Jr. dive into the one resolution every retiree (or pre-retiree) needs to make this year: Start asking yourself questions now and paint a picture of your dream retirement. The SHP team is here to help answer those questions and give you the “why” behind our recommendations so you have confidence and know what’s possible in retirement.

In this podcast interview, you’ll learn:

• Why so many retirees struggle with "What’s next?" once they stop working.
• The biggest mistakes people make when transitioning from a paycheck to financial independence.
• How to create a flexible retirement plan that lets you enjoy your money instead of worrying if it’s enough.
• The most overlooked financial factors that determines whether you’re truly free in retirement
• How comprehensive financial planning allows you to dream bigger with confidence.

Want the Full Show Notes?

To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast

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Join SHP Co-founder Matthew C. Peck, CFP® CIMA® and Lead Advisor Laura Russo as they speak about what's happening in the markets in 2025!

Healthcare costs are one of the biggest financial challenges for retirees and pre-retirees. Many people work until they’re 65 just to transition into retirement with Medicare. And with healthcare costs so expensive, it’s easy to understand why. But what if your financial plan had those costs built into it so you could retire early?

To explore this complex topic, we’re thrilled to have Scott Hokanson, Founder and President of Brabo Benefits, back on the podcast. We’ve worked with Scott for over 20 years and are grateful to share his expertise, insights, and strategies for helping retirees manage healthcare costs before and after age 65.

In our conversation, we discuss the benefits of Medicare Advantage and Supplement Plans, how to navigate the tough decisions surrounding bridging employer plans and Medicare plans, and why healthcare planning is such a critical component of a comprehensive financial plan.

In this podcast interview, you’ll learn:

• The shocking truth about Medicare costs and how to avoid surprises.
• Strategies for bridging your healthcare coverage before turning 65.
• Scott’s advice on purchasing dental and vision coverage with your insurance.
• Why Roth conversions can impact Medicare premiums—and when they make sense.
• The differences and benefits of Medicare Advantage vs. Supplement plans.

Want the Full Show Notes?

To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast

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• Facebook
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• YouTube