Changes in interest rates, regulations, and consumer preferences can make community bank lending a challenge. One tool to manage a bank’s loan portfolio is to utilize participation loans—something with which ICBB is well acquainted and ready to help. In this episode, host Madison Caplinger discusses participation lending with chief lending officer Brandon Feltner; correspondent loan officer Paul Loxley; and loan operations manager Beth Soard.

Helpful Links:

Contact Brandon: bfeltner@icbb.bank

Contact Paul: ploxley@icbb.bank

Contact Beth: bsoard@icbb.bank

Participation Lending with ICBB: Bank Participation Loans Services | ICBB

In this Q3 market update episode, host Madison Caplinger discusses recent interest rate moves by the Federal Reserve, upcoming regulatory changes, and more with ICBB CFO Eli Barber, chief lending officer Brandon Feltner, and Scott Kimel from FNBB Capital Markets.

Helpful Links:

Contact Scott Kimel: skimel@bankers-bank.com

ICBB Participation Loans: Bank Participation Loans Services | ICBB

Contact Brandon Feltner: bfeltner@icbb.bank

In light of the upcoming presidential election, policy is a hot topic in the news and in the minds of bankers. Part of the value our state bankers’ associations provide is legislative advocacy. In this episode, ICBB CEO Derek Hetherington and Ballard Cassady, CEO of the Kentucky Bankers Association, discuss upcoming legislation that will affect community banks in Kentucky and nationwide.

Helpful Links

Kentucky Bankers’ Association: Kentucky Bankers Association (kybanks.com)

Follow Ballard on LinkedIn: (2) Ballard Cassady | LinkedIn

Follow Derek on LinkedIn: (2) Derek Hetherington | LinkedIn

The use of AI is on the rise across industries, and community bankers must decide if and how they are going to incorporate it into their operations. But how do they ensure safety and compliance in all its uses? In this episode, host Madison Caplinger discusses with Milton Bartley, CEO of ImageQuest, how to develop an AI Policy at your bank.

Helpful Links:

Register for BOOM: https://www.icbbcourses.online/event-details/boom-compliance-shattering-expectations-1?utm_source=the-correspondent&utm_medium=show-notes&utm_campaign=boom-2024

Follow Milton on LinkedIn: (4) Milton Bartley | LinkedIn

Follow ImageQuest on LinkedIn: (4) ImageQuest LLC: Overview | LinkedIn

Interest rate SWAPs are a loan pricing tool often used by large financial institutions to manage their interest rate risk and offer customers long-term, fixed rate loans. But how do they work, and what opportunities do they represent for community banks? Madison discusses these questions with CEO Derek Hetherington and CFO Eli Barber.

Helpful Links

Contact Derek: dhetherington@icbb.bank

Contact Eli: ebarber@icbb.bank

Follow Derek on LinkedIn: Derek Hetherington | LinkedIn

Follow Eli on LinkedIn: Eli Barber | LinkedIn

In this quarterly market update episode, Eli Barber, chief finance officer at ICBB; Brandon Feltner, chief lending officer at ICBB; and Scott Kimel from FNBB Capital Markets discuss the state of community banking, the economy, and capital markets, as well as recurring issues like the interest rate environment, liquidity, and inflation trends.

Contact Brandon Feltner: bfeltner@icbb.bank

Follow Brandon on LinkedIn: (3) Brandon Feltner | LinkedIn

Contact Eli Barber: ebarber@icbb.bank

Follow Eli on LinkedIn: (1) Eli Barber | LinkedIn

Follow Scott on LinkedIn: (3) Scott Kimel | LinkedIn

Community bankers consistently name changing regulatory requirements as a top challenge in today’s climate. Managing compliance risk can be an expensive and difficult component of the life of a community bank. In this episode, host Madison Caplinger engages Charles LeFevre, principal consultant at Stanford Hill, instructor at the ABA’s Bank Marketing school, and sought-after speaker on compliance topics on upcoming regulatory changes such as new FDIC logo regulations, consumer protection legislation, and enhanced requirements for operational and financial resilience.

Helpful Links

Follow Charles on LinkedIn: (1) Charles LeFevre | LinkedIn

Visit Charles’ Website: Big Easy Advisors – Make Banking Simple (bigeasybanking.com)

FDIC Logo Update Press Release: FDIC Finalizes Rule to Modernize Official Signs and Advertising Statement Requirements for Insured Depository Institutions | FDIC

Fraud attempts are on the rise, with consumers reportedly losing more than $10 billion to fraud in 2023. Artificial intelligence can make these attempts more sophisticated and harder to identify. So how can community bankers protect their customers from the devastating effects of fraud? Listen as host Madison Caplinger and Scott Augenbaum, retired FBI agent, cybersecurity trainer, public speaker, and author of The Secret to Cybersecurity, discuss fraud in the age of AI, cybercrime, and how bankers can protect their customers.

Helpful Links

Connect with Scott on LinkedIn for a FREE copy of The Secret to Cybersecurity: Scott E. Augenbaum | LinkedIn

Visit Scott’s Website: Building a Cyber Secure Mindset-Scott Augenbaum