What if you could be leaving $250,000 on the table with ONE retirement decision? 🤔 In this video, we compare two retirees - Professor Pat and Nurse Nancy - to show how their different Social Security claiming strategies lead to drastically different outcomes in retirement.

We break down:

- The basics of how Social Security benefits are calculated

- Why claiming Social Security at 62 vs 70 could make a $250K+ difference

- A real-world comparison with $1M portfolios

- The looming 2035 Social Security crisis you need to know about

- Critical planning strategies to protect your retirement

Plus, we reveal why neither early nor late claiming was actually optimal in our example! Don't miss this crucial information if you're planning to retire in the next 20 years.

#RetirementPlanning #SocialSecurity #FinancialFreedom #RetireSmart #WealthManagement #RetirementSavings #PlanForFuture #FinancialAdvisor #RetirementTips #MoneyMatters

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[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.

I provide financial planning for business owners and their families that makes sense.

Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.

We strive to help you:

*Optimize Your Cash Flow

*Minimize Your Taxes

*Build Your Net Worth

*Create a Lasting Legacy

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