Thinking about how to use the equity in your home without selling it? In this eye-opening episode, I sit down with James Reed (The Mortgage Coach) and Suzy from Home Equity Bank to demystify reverse mortgages.

✅ Learn how homeowners 55+ can access up to 55% of their home’s value — tax-free

✅ Discover how to use these funds to help kids buy a home, pay tuition, or simply live more comfortably

✅ Understand the myths, the facts, and how this product can offer financial freedom without monthly payments

Whether you're planning for retirement or helping aging parents explore their options, this episode is packed with must-know info.

🎧 Listen now and take the first step toward smarter home equity decisions.

#ReverseMortgage #HomeEquity #RetirementPlanning #FinancialFreedom #RealEstateTips #TheMortgageCoach #HomeEquityBank #ItsTimeToWOWem #MichelleEllis #RealEstateWithME

In this episode of Mortgage Talk with M.E., Michelle sits down with mortgage coach James Reed to break down the latest Bank of Canada rate hold and what it means for buyers, homeowners, and anyone watching the real estate market closely.

Together, they dive into:

• The truth behind the rate hold: Why it happened and what’s next
• Common mortgage myths that are holding people back
• How today’s rates are impacting home affordability
• Tips for buyers on the fence — wait or buy now?
• What sellers should consider when buyers hesitate

If you're feeling confused by the headlines or unsure of your next move, this episode will give you the clarity (and confidence) you need.

🎧 Hit play and get the insights most people aren’t talking about — but should be.

Are you planning to sell your home?

Before you list — listen to this! This episode breaks down the essential pre-listing preparation steps that can help you sell faster and for more money.

Whether you're selling in a few days or a few months, these tips will help you present your home in its best light, build trust with buyers, and avoid costly surprises.

From deep cleaning and decluttering to home inspections and professional photography — I'm walking you through exactly what to do before your house hits the market.

Ever wonder what your home might be worth in today’s market — without the pressure of calling a Realtor? In this episode of What’s My Home Worth LIVE, Michelle Ellis breaks down real-time property value evaluations for 6 homes across Hastings County, Northumberland County, and Prince Edward County.

From a $343K gain in Campbellford to a surprising $27K loss on a private Belleville purchase, this episode reveals how timing, location, and representation make a major difference.

🎯 What You’ll Learn:

• Why some homeowners gained over $600K in equity
• The impact of buying during the pandemic
• How private purchases can cost you more than you think
• Why working with a professional still matters in 2025
• How to get your own home featured — no contact info required

🔗 Want your home evaluated live next week? Submit here: livesignup.ca

Whether you’re buying, selling, or just watching the market — this is real estate made real.

🎯 Thinking of downsizing? It could be the smartest financial move you ever make. In this episode, I’m joined by financial expert Gerald Bilker as we explore how downsizing can unlock hidden equity, reduce monthly expenses, and potentially fast-track your retirement by years.

Whether you're an empty nester, preparing for retirement, or just feeling overwhelmed by the costs of maintaining a large home—this conversation is packed with insight to help you take strategic action now, not later.

We break down:

✔️ Why downsizing is more than just a lifestyle decision—it's a powerful financial strategy

✔️ How to access and leverage your home equity

✔️ Common emotional and financial roadblocks and how to move past them

✔️ What you can do today to set up your future self for success

💡 Don't wait until it's too late to plan! The right move now can give you more freedom, more travel, more time with grandkids, and less financial stress.

👇 Drop your questions in the comments—let’s chat about YOUR smart move!

🔔 Don’t forget to like, comment, and subscribe for more real estate and retirement wisdom.

📩 Have questions? Reach out directly or DM us on social.

📌 Looking to downsize or learn what your home is worth?

Book a free consultation here: https://timewithme.ca

In this episode of The eXperience, I sit down with Josh Robinson, a real estate agent from Albuquerque, NM, to discuss his unique journey into real estate and why he chose eXp Realty. Unlike many agents, Josh didn’t come from a previous brokerage—so what made eXp the clear choice for him?

We talk about lifestyle, career freedom, and the power of choosing the right brokerage. Whether you're an agent exploring your options or just love a good success story, this one’s for you!

🎧 What You’ll Learn:

✔️ How Josh's first impressions of eXp Realty set the tone for his career

✔️ The key differences he saw between eXp and traditional brokerages

✔️ The importance of community and mentorship in real estate

✔️ Advice for agents thinking about making a switch

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🔥 Enjoyed this episode? Be sure to subscribe and leave a review to help more agents discover their path to success!

In this episode of The eXperience, I sit down with John Schuchman, a real estate agent who took a bold leap from a traditional brokerage to eXp Realty—and it completely transformed his career.

John shares his journey from struggling in multiple jobs to becoming a high-producing agent who closed nearly $10M in volume using only organic social media. We break down the truth about eXp Realty, why he ignored it for so long, and how making the switch unlocked financial freedom, passive income, and a community of top agents.

If you're a real estate agent unhappy with your brokerage, feeling stuck, or just looking for the best real estate opportunity, this episode is for you!

🔹 What You’ll Learn in This Episode:

✅ Why John left his traditional brokerage despite being on a great split

✅ The BIGGEST misconception about eXp Realty that agents get wrong

✅ How organic social media marketing changed John’s real estate business

✅ The power of revenue share and how it can cover your cap (and more!)

✅ Why real estate agents are moving toward virtual brokerages—like it or not

✅ Work-life balance strategies for high-producing agents

✅ The real risk of staying at a brokerage that isn’t helping you grow

📌 Listen Now & Learn How to Build the Business YOU Deserve!

Join me, Michelle Ellis, as I sit down with Horacio to discuss his incredible real estate journey, from consulting to becoming an eXp Realty agent. In this conversation, we cover how he transitioned into real estate, why he chose eXp Realty, and how the global expansion of eXp is changing the industry. If you're an agent looking for freedom, scalability, and passive income, this is a must-watch! 🚀

📌 Topics Covered in This Episode:

00:00 – Welcome & Introduction

02:10 – Horacio’s Background: From Consulting to Real Estate

05:30 – Why He Chose eXp Realty Over Other Models

08:45 – Transitioning from Canada to Mexico in Real Estate

12:20 – The Power of Virtual Real Estate & Global Expansion

16:15 – How eXp’s Model Benefits Agents Beyond Commissions

19:30 – The Shift from Traditional Brick-and-Mortar to Digital Brokerages

23:40 – Common Misconceptions About eXp Realty

27:10 – The Power of Revenue Share & Passive Income for Agents

30:50 – eXp Realty’s Referral Network & Global Opportunities

34:15 – Why eXp Realty Continues to Evolve & Stay Ahead

37:50 – Advice for Agents Considering a Move to eXp Realty

40:30 – Final Thoughts & How to Get Started

✨ Want More Real Estate Success Strategies? Subscribe for Weekly Conversations!

🔔 Don't forget to like, comment, and subscribe to stay updated with industry insights, agent success stories, and real estate growth strategies.

#eXpRealty #RealEstateSuccess #GlobalRealEstate #RealEstateConsulting #eXpJourney #RealEstateAgentTips #PassiveIncomeForRealtors #RealEstateInvesting #MichelleEllis #HoracioRealEstate #eXpRealtyMexico #eXpRevenueShare #RealEstateMarketing #RealEstateFuture #VirtualBrokerage #FinancialFreedomForAgents