IRA Beneficiaries: Who Inherits What and When? – Just back from the Ed Slott
Conference, Chris Boyd shares his in-depth commentary on how the Secure Act changed
rules for distributing assets from an inherited IRA. Chris is joined by co-host Jeff Perry
as they explore the sometimes confusing and technical rules of the three distinct
categories of IRA beneficiaries. Chris outlines the basic rules as he points out that there
are exceptions to be aware of. Jeff highlights the need for financial advisors to
collaborate with client’s income tax preparers and estate planning to not only avoid
unnecessary taxes and penalties, but to have all the pieces work together as part of a
comprehensive financial plan.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Mail Bag – Jeff Perry and Russ Ball dig into the Team AMR Mail Bag and answer
questions from listeners. Included in this episode are, “I have read that my household
expenses will go down when I retire, but I don’t understand why.” “I know that I need a
Will, but don’t know who in my family I should choose to take care of my estate. Who
should be my Personal Representative/Executor?” “I'm 49 years old and have nothing
saved for retirement - what should I do?” Listen in as Jeff and Russ offer their advice
and commentary to each of these listener questions.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

College Planning – As it is the time of year for high school and college graduations, Jeff
Perry and Russ Ball discuss a wide variety of topics regarding planning for college. The
conversation begins with the use of 529’s as the foundation for most families to save for
future educational expenses. Jeff outlines the basics of how a 529 plan operates and the
benefits of using one. Jeff & Russ next explore the factors that go into making the choice
of which college is right for your student. Finally, the topic of how to pay for college and
common mistakes people make in this process.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr