IRA Beneficiaries: Who Inherits What and When? – Just back from the Ed Slott
Conference, Chris Boyd shares his in-depth commentary on how the Secure Act changed
rules for distributing assets from an inherited IRA. Chris is joined by co-host Jeff Perry
as they explore the sometimes confusing and technical rules of the three distinct
categories of IRA beneficiaries. Chris outlines the basic rules as he points out that there
are exceptions to be aware of. Jeff highlights the need for financial advisors to
collaborate with client’s income tax preparers and estate planning to not only avoid
unnecessary taxes and penalties, but to have all the pieces work together as part of a
comprehensive financial plan.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Mail Bag – Jeff Perry and Russ Ball dig into the Team AMR Mail Bag and answer
questions from listeners. Included in this episode are, “I have read that my household
expenses will go down when I retire, but I don’t understand why.” “I know that I need a
Will, but don’t know who in my family I should choose to take care of my estate. Who
should be my Personal Representative/Executor?” “I'm 49 years old and have nothing
saved for retirement - what should I do?” Listen in as Jeff and Russ offer their advice
and commentary to each of these listener questions.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

College Planning – As it is the time of year for high school and college graduations, Jeff
Perry and Russ Ball discuss a wide variety of topics regarding planning for college. The
conversation begins with the use of 529’s as the foundation for most families to save for
future educational expenses. Jeff outlines the basics of how a 529 plan operates and the
benefits of using one. Jeff & Russ next explore the factors that go into making the choice
of which college is right for your student. Finally, the topic of how to pay for college and
common mistakes people make in this process.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

BUFFETT! – With the recent retirement announcement from Warren Buffett, Chris
Boyd, Jeff Perry, and Brian Regan reflect on the amazing life and the many financial
lessons of Warren Buffett. Brian leads the conversation with a brief biographical
summary of Buffett’s early years and reflections of how Buffett influenced his views on
investing. Jeff weighs in with Buffett’s dislike of using leverage and specifically credit
cards. Chris ends the episode discussing how Buffett plans to distribute his wealth
through the “Giving Pledge.”
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Yellin & the News – After attending the CFA Society of Boston Annual Market Dinner,
Chris Boyd offers his thoughts from Janet Yellen’s keynote speech. Chris reviews
Yellen’s negative views on broad-based tariffs and other policies of President Trump.
Jeff Perry joins the conversation as it shifts to other items in the news including more on tariffs, the Federal Reserve interest rate decision, new employment data, corporate
earnings and a lack of guidance from CEO’s. The episode ends with thoughtful
commentary from Chris about what an investor should do during these uncertain
economic and political times.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Raising a financially literate child – Jeff Perry and Russ Ball offer suggestions and
commentary about positive way to pass on personal finance lessons and values to your
children through various stages of development. Jeff & Russ discuss the importance of
positive role modeling (or at least not negative), explaining the three purposes of money,
use of allowances, at what age is a debit card appropriate, value of a part-time job, and
learning about compound interest and investing. Russ and Jeff share personal anecdotes
and stories of what childhood lessons are still with them today.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Annual reviews and why you need one – You have probably heard all the reasons why
you need a comprehensive financial plan. In this episode Jeff Perry and Russ Ball
discuss why it is critical to review your plan at least annually. Topics covered include
responding to life changes, investment objectives, time horizons, liquidity needs, risk
tolerance, cash-flows, life insurance needs, legacy planning, and more.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Mr. Market is both charming and bipolar – With all the recent volatility in the stock
market, Jeff Perry and Russ Ball discuss a recent article published in BottomLine
magazine which highlights the investing lessons from Benjamim Graham, who authored
“The Intelligent Investor” in 1949. Jeff & Russ outline the lessons from Mr. Graham
who describes “Mr. Market” as a bipolar fellow, very charming but suffering from
incurable emotional problems. Some days, he shows up feeling euphoric and will sell to
you only at unreasonably high prices. Other times, he is panicked for no obvious reason
and desperate to sell at any price. Listen in to the lively and fun conversation.
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr