You’re not broke because you don’t work hard — you’re broke because you’ve been trained to depend on money that isn’t yours. In this episode of The Wealth Code: DECODED, we unpack how credit cards, car loans, and Buy Now Pay Later culture have normalized debt as a way of life — and why that system was never designed to make you free.

Lorenzo breaks down the psychology behind credit dependency, the trap of chasing a lifestyle built on borrowed money, and the cold truth about how the system keeps you compliant. You’ll also get tactical steps to escape the cycle, pay down debt without killing your credit score, and finally start building a life that doesn’t rely on credit to survive.

Because if America runs on credit — your freedom better not.

FREE 30 Day Wealth Builder Calendar here: https://pacificedgefinancial.org/30daycalendar/

Buy The Wealth Code: https://a.co/d/7g2Y2jU

You don’t have a student loan problem. You have a strategy problem.

In this raw and unapologetic episode, Lorenzo breaks down why loan forgiveness won’t fix your finances, how the system was designed to keep you broke, and what you must do right now to escape the trap.

If you’re waiting on the government to set you free, this episode will wake you up and hand you the blueprint instead.

Order the Signed Copy of The Wealth Code (plus bonuses) here: https://pacificedgefinancial.org/getthebook/

You’re not tired because you’re lazy — you’re tired because you’re doing too much with no system.

In this episode, Lorenzo breaks down the brutal truth behind burnout: why hard work alone won’t build wealth, and how the wealthy use leverage and systems to escape the grind.

If you’re stuck in survival mode while doing “everything right,” this episode will show you exactly why — and what to do about it.