You’re not broke because you don’t work hard — you’re broke because you’ve been trained to depend on money that isn’t yours. In this episode of The Wealth Code: DECODED, we unpack how credit cards, car loans, and Buy Now Pay Later culture have normalized debt as a way of life — and why that system was never designed to make you free.

Lorenzo breaks down the psychology behind credit dependency, the trap of chasing a lifestyle built on borrowed money, and the cold truth about how the system keeps you compliant. You’ll also get tactical steps to escape the cycle, pay down debt without killing your credit score, and finally start building a life that doesn’t rely on credit to survive.

Because if America runs on credit — your freedom better not.

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You don’t have a student loan problem. You have a strategy problem.

In this raw and unapologetic episode, Lorenzo breaks down why loan forgiveness won’t fix your finances, how the system was designed to keep you broke, and what you must do right now to escape the trap.

If you’re waiting on the government to set you free, this episode will wake you up and hand you the blueprint instead.

Order the Signed Copy of The Wealth Code (plus bonuses) here: https://pacificedgefinancial.org/getthebook/

You’re not tired because you’re lazy — you’re tired because you’re doing too much with no system.

In this episode, Lorenzo breaks down the brutal truth behind burnout: why hard work alone won’t build wealth, and how the wealthy use leverage and systems to escape the grind.

If you’re stuck in survival mode while doing “everything right,” this episode will show you exactly why — and what to do about it.

In this special Q&A episode, Lorenzo answers real questions from real listeners — from single moms and college students to barbershop owners and military service members — all trying to build wealth in the middle of real life.

No theory. No fluff. Just straight answers rooted in The Wealth Code.

Questions include:

• Should I stop investing to pay off debt?
• Can I build wealth on a $50K salary?
• Is it too late to start over in my 50s?
• What’s the smart move — buying a house or paying off student loans?
• How do I build wealth when my entire family depends on me?

If you’ve ever felt behind, overwhelmed, or like wealth just isn’t made for people like you — this episode will give you the clarity and roadmap you need to flip the script.

You’ve been told to budget your way to financial freedom.

But here’s the truth they don’t want you to hear:

Your budget is keeping you broke.

In this episode of The Wealth Code: DECODED, I expose the trap of traditional budgeting — and why it’s designed for survival, not wealth.

If you’re tired of tracking pennies, cutting out lattes, and still feeling stuck, this episode is your wake-up call.

We’re replacing scarcity spreadsheets with scalable strategies.

I’ll show you how the wealthy actually manage money — and why you need a code, not a coupon.

Get ready to rethink everything you’ve been taught about money.

You’ve been told your whole life that hard work equals success — but if that were true, why are the hardest-working people often the most broke?

In this episode of The Wealth Code: DECODED, Lorenzo L. Sellers exposes the myth of hustle culture, why the system is designed to keep grinders stuck, and what actually creates wealth in today’s world.

We break down the difference between effort and leverage, unpack how millionaires play the game differently, and give you the tools to stop working harder — and start building smarter.

If you’ve ever felt like you’re doing everything “right” but still falling behind, this episode is your wake-up call.