In this second episode of the sixth season of On The House, host Debbie Goldfisher is joined by Yehudit Margalit, founder of Margalit Finance and Mortgages, to delve into the intricacies of applying for a mortgage in Israel. The discussion covers key topics, including eligibility requirements, the role and value of mortgage brokers, and the steps involved in the mortgage application process. Yehudit shares insights from her extensive experience, offering practical advice on structuring optimal mortgage plans, navigating regulatory requirements, and understanding the impact of current market conditions on mortgage rates. This episode is essential for anyone looking to finance a home in Israel, whether they are residents or living abroad.

For more information, you can contact Yehudit Margalit at judith.r.margalit@gmail.com.

If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home in Israel or with any inquiries, reach out to Debbie Goldfischer at debbie@buyitinisrael.com.

The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In the Season 6 premiere of On The House, host Debbie Goldfisher explores the complexities of Israel's mortgage system with Yoni Hyman, a seasoned mortgage specialist and real estate investor. Yoni shares invaluable insights into fixed and variable mortgage tracks, inflation and currency-linked options, and strategies for structuring loans to match individual needs. He emphasizes the importance of balancing stability and flexibility, regular refinancing, and building a strong team of advisors to navigate Israel's unique mortgage landscape.

This episode also highlights tips for managing financial challenges, such as negotiating grace periods or balloon payments, and offers investment advice for high-demand areas like Jerusalem, Modiin, and Tel Aviv. Whether you're buying your first home, investing in real estate, or planning your Aliyah, this episode provides essential guidance to make informed decisions in the Israeli housing market.

For more information, you can contact Yoni Hyman at yoni@hymanconsulting.com.

If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home in Israel or with any inquiries, reach out to Debbie Goldfischer at debbie@buyitinisrael.com.

The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of On the House, we explore the critical importance of Property Valuation Before Purchasing Pre-Owned properties in Israel. Certified real estate appraiser Amichai Lewis joins the discussion to highlight the essential role of land appraisers, or 'shamaim,' in ensuring accurate property valuations, legal compliance, and assessing development or resale potential. The episode delves into Amichai’s background, the rigorous training required to become an appraiser in Israel, and the detailed appraisal process, including evaluating legal rights, building permits, and market comparables.

The conversation also addresses the importance of appraisals for securing mortgages, overcoming current market challenges, and choosing a qualified appraiser. Whether you're planning to purchase a pre-owned property, invest, or simply want to learn more about the Israeli real estate market, this episode provides valuable insights and practical advice.

For more information, you can contact Amichai Lewis at a0524375803@gmail.com.

If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home or with any inquiries, reach out to Debbie Goldfischer at debbie@buyitinisrael.com.

The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.