In this second episode of the sixth season of On The House, host Debbie Goldfisher is joined by Yehudit Margalit, founder of Margalit Finance and Mortgages, to delve into the intricacies of applying for a mortgage in Israel. The discussion covers key topics, including eligibility requirements, the role and value of mortgage brokers, and the steps involved in the mortgage application process. Yehudit shares insights from her extensive experience, offering practical advice on structuring optimal mortgage plans, navigating regulatory requirements, and understanding the impact of current market conditions on mortgage rates. This episode is essential for anyone looking to finance a home in Israel, whether they are residents or living abroad.

For more information, you can contact Yehudit Margalit at judith.r.margalit@gmail.com.

If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home in Israel or with any inquiries, reach out to Debbie Goldfischer at debbie@buyitinisrael.com.

The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In the Season 6 premiere of On The House, host Debbie Goldfisher explores the complexities of Israel's mortgage system with Yoni Hyman, a seasoned mortgage specialist and real estate investor. Yoni shares invaluable insights into fixed and variable mortgage tracks, inflation and currency-linked options, and strategies for structuring loans to match individual needs. He emphasizes the importance of balancing stability and flexibility, regular refinancing, and building a strong team of advisors to navigate Israel's unique mortgage landscape.

This episode also highlights tips for managing financial challenges, such as negotiating grace periods or balloon payments, and offers investment advice for high-demand areas like Jerusalem, Modiin, and Tel Aviv. Whether you're buying your first home, investing in real estate, or planning your Aliyah, this episode provides essential guidance to make informed decisions in the Israeli housing market.

For more information, you can contact Yoni Hyman at yoni@hymanconsulting.com.

If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home in Israel or with any inquiries, reach out to Debbie Goldfischer at debbie@buyitinisrael.com.

The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of On the House, we explore the critical importance of Property Valuation Before Purchasing Pre-Owned properties in Israel. Certified real estate appraiser Amichai Lewis joins the discussion to highlight the essential role of land appraisers, or 'shamaim,' in ensuring accurate property valuations, legal compliance, and assessing development or resale potential. The episode delves into Amichai’s background, the rigorous training required to become an appraiser in Israel, and the detailed appraisal process, including evaluating legal rights, building permits, and market comparables.

The conversation also addresses the importance of appraisals for securing mortgages, overcoming current market challenges, and choosing a qualified appraiser. Whether you're planning to purchase a pre-owned property, invest, or simply want to learn more about the Israeli real estate market, this episode provides valuable insights and practical advice.

For more information, you can contact Amichai Lewis at a0524375803@gmail.com.

If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home or with any inquiries, reach out to Debbie Goldfischer at debbie@buyitinisrael.com.

The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of On The House, we delve into the importance of engineer inspections before buying pre-owned homes in Israel. Featuring Robert Ferris, founder of FSE, a renowned structural engineering practice, the episode offers an in-depth look at inspecting properties for structural integrity, safety standards, and renovation potential. Robert shares invaluable tips for buyers, explores common issues uncovered during inspections, and highlights the importance of understanding local building codes. The discussion also touches on seismic design, addressing the unique challenges posed by seismic activity in Israel. Whether you’re a first-time buyer or a seasoned investor, this episode is packed with insights to help you navigate the complexities of purchasing a home in Israel.

For more information, you can contact Robert Ferris at robert@fse.co.il.

If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home or with any inquiries, reach out to Debbie Goldfischer at debbie@buyitinisrael.com.

The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this insightful episode of On the House, host Debbie Goldfischer sits down with Tsippy Bluth, a distinguished Jerusalem-born architect with over 20 years of experience, to explore the essential factors to consider when purchasing pre-owned homes in Israel. The discussion covers key topics like property rights, building permits, zoning regulations, and evaluating a home's potential. Tsippy shares her expertise, assessing structural and design considerations, and understanding the impact of municipal regulations. Listeners will also gain valuable tips on legalizing home modifications, understanding architectural trends, and the importance of local knowledge to maximize property investments.

For more information, you can contact Tsippy Bluth at tsippy.b@gmail.com.

If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home or with any inquiries, reach out to Debbie Goldfischer at debbie@buyitinisrael.com.

The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of On the House, the Israel Real Estate Podcast, we dive into the complexities of purchasing pre-owned homes in Israel with expert legal advice from real estate lawyer Jane Olman. With over 20 years of experience helping English-speaking clients, Jane shares invaluable insights on the importance of early legal involvement, due diligence, and assembling a reliable team of professionals. Topics include the payment schedule, navigating legal and registration procedures, conducting thorough inspections, understanding contracts, and handling the final steps of property transactions. This episode provides essential guidance for anyone looking to buy property in Israel while ensuring all legalities and protections are in place.

For more information, you can contact Jane Olman at jane@rolaw.co.il.

If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home or with any inquiries, reach out to Debbie Goldfischer at debbie@buyitinisrael.com.

The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this special bonus episode of 'On the House', host Debbie Goldfischer concludes the fourth season with a lively and informative Q&A session focused on Mas Rechisha (Purchase Tax). Joined once again by Israeli real estate attorney Yair Givati, the episode tackles an array of listener-submitted questions, clarifying some of the most intricate aspects of Israeli real estate taxation. The conversation dives into complex scenarios such as purchasing property under a minor child's name, navigating tax implications within prenuptial financial agreements, and determining eligibility for reduced tax rates across various unique circumstances. Debbie and Yair break down these complicated topics, providing clear, practical advice on how tax laws impact individuals and families, particularly in cross-border or mixed residency situations, as well as those with specific personal conditions like disability or victimhood due to terrorism.

For further inquiries, you can reach Yair at yair@givatilaw.co.il.

If you’re interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home or with any inquiries, reach out to Debbie Goldfischer at debbie@buyitinisrael.com.

The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.

In this episode of On the House, host Debbie explores the complexities of rental property taxes in Israel with CPA Chana Engel, a specialist in Israeli taxation. Together, they offer valuable insights for property investors, discussing topics like non-taxable rental income limits, the 10% flat tax option, and deductible expenses under the marginal tax rate. They also address tax considerations for foreign residents, the risks of not reporting rental income, and how short-term rentals like Airbnb may be classified as business income. The episode touches on recent legislative changes and tax reporting options and emphasizes the importance of consulting a professional for guidance.

For more information, you can contact Chana Engel at chana@chanacpa.com.

If you're interested in purchasing property in Israel, visit Buyitinisrael.com to explore new projects, access expert advice, and stay updated on the latest real estate news. For help finding your home or with any inquiries, reach out to Debbie Goldfischer at debbie@buyitinisrael.com.

The information provided in this podcast is for general informational purposes only and should not be considered legal, financial, or professional advice for any specific transaction. Listeners are encouraged to seek guidance from qualified professionals before making any decisions or entering into transactions based on the content discussed.