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  • Own Your Money

  • Practical Strategies to Get Your Financial Life Together and Reach Your 6-Figure Savings Goals
  • By: Michela Allocca
  • Narrated by: Luzma Ortiz
  • Length: 4 hrs and 47 mins
  • 5.0 out of 5 stars (3 ratings)

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Own Your Money

By: Michela Allocca
Narrated by: Luzma Ortiz
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Publisher's summary

Join TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance. With real-life examples, this book unlocks the fun of money fundamentals.

Michela Allocca had an epiphany when she was working at her first job: even those working in finance can have no idea how to budget, invest, and spend on a personal level! By the time she reached her mid-20s, she had a new mission: helping any young person who wanted advice with the “scary,” aka often misunderstood, world of personal finance.

In Own Your Money, Michela shares all the tools she used to manage, save, invest, and set a routine that enabled her to save hundreds of thousands of dollars in less than a decade of professional—and freelance—work. You’ll find chapters that address:

  • Budgeting: Don’t make it a dreaded B-word! Learn about various strategies including 50/30/20, zero-based, and 3-bucket budgets.
  • How to save: It’s all about SMART (specific, measurable, achievable, relevant, and time-bound).
  • How to spend money: That’s right, a plan for spending is important too! With a quick analysis of values and priorities, you can spend without feeling guilt—yes, even on those fancy coffees.
  • Investing: Learn the difference between 401ks and IRAs, investment types from index funds to target date funds, and relate it all back to core concepts in investing (like diversification).
  • Jobs and careers: If your dream job doesn’t exist, join the club! Learn how to find satisfaction through the tasks you want to do, networking, and career pivots.
  • Increase your earning potential: Set yourself up for a raise/promotion, negotiate a job offer, and figure out if a side hustle is right for you.

This is a book that’s meant to partner with you on your own journey and financial goals!

©2022 Michela Allocca (P)2022 Fair Winds Press
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What listeners say about Own Your Money

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Best Personal Finance Book for beginners I’ve read to date

This is honestly the best book for people beginning to understand financial principles. I wish I had this book when I first got out of college. It is an easy ready with great action steps at the end of each chapter. I really appreciate the approach Micheal has taken to have an intimate knowledge of your finances. Many other creators or authors think spreadsheets or an app are overrated, but I personally agree that it is the only way actually know what is going on. 10/10 read, even if you are advanced in your understanding of personal finances, it is a good book to read and then give as a gift. The book is also aesthetically pleasing with great graphics.

This book has great and practical action steps at the end of each chapter.

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Great listen- highly recommend!

Thoughtful and practical strategies that resonated with me - would recommend keeping notes as you listen!

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